Cash flow stopped flowing?
Profitable on paper, short in the bank
Cash problems are rarely a sales problem. They are a timing problem, a terms problem, a margin problem or a control problem. Within days we will tell you which, and what to do about it.
Sound familiar?
- You check the bank before approving any payment
- HMRC, rent or key suppliers are being paid late
- Customers take 60 to 90 days while you pay in 30
- Growth makes cash worse, not better
What we would do
The plan, in order
- 01
A 13-week cash forecast in week one
Every receipt and payment, by week, so you can see the pinch points coming and act before them rather than after.
- 02
Fix the terms and the chasing
Deposits, stage payments, shorter terms, proper credit control. Most cash gaps close when invoices go out faster and get chased properly.
- 03
Negotiate where needed
Time to pay arrangements with HMRC, re-phased supplier terms and, where funding is the right answer, introductions to independent brokers.
- 04
Controls so it sticks
Weekly cash reporting, purchase approval and a monthly review so cash never becomes a surprise again.
The first step
What to send us
Send us three months of bank statements and your debtor list. We will come back within 48 hours with the real position and the first three actions.
Get in touchLet’s fix it.
A thirty-minute conversation, no charge and no pitch. Tell us where the business is and where you want it to be, and we will tell you honestly whether we can help.